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Why Pre-Arrangements?

Talking about death is often difficult. Yet discussion and pre-planning can alleviate many of the problems that may occur with a death in the family. Funeral and burial arrangements are important considerations and should be discussed openly and frankly. Pre-arranging and pre-financing a funeral are methods that some people choose to use to assist their survivors after death occurs.

There are many different reasons for pre-arranging a funeral. Some people, especially those who are alone in the world, may want the assurance of a funeral and burial which will meet their personal beliefs, standards, or life-style. Others feel a responsibility to assist survivors by arranging approximate funeral and burial cost guidelines. Still others have moved to distant places, or maintain both summer and winter residences. They may want to make sure that certain recommendations are heeded as to where the funeral and burial or other final disposition will take place. Actually, there are almost as many explanations for pre-arranging funerals as there are people requesting them.
Advantages or disadvantages of funeral pre-arrangements depend upon the individual circumstances and cannot be generalized. What may be satisfying for some could be impractical for others. Pre-arranging a funeral is often a tentative plan that assumes circumstances will remain relatively stable during the remaining lifetime of the pre-arranger as well as in the lives of those assisting with the arrangements.
Before choosing a type of funeral or disposition, it is always wise to consult those survivors who will be most affected by the death. Granting them the opportunity to be active planning participants, not just passive spectators, is prudent because when death comes, it will have a strong emotional impact upon them. Permitting them to assist in making funeral and burial arrangements could serve as a healthy outlet for their grief and anxiety. Allowing them the privilege of performing a last act of recognition, honor, and respect for the deceased will enable them to communicate the reality that a life has been lived.
Aside from the specific personal reasons for discussing funeral arrangements in advance of need, pre-arrangement brings the subject of death out in the open and affords the family an opportunity to mutually share their thoughts. Entering into a pre-arrangement agreement with a funeral director provides an opportunity for people to indicate their wishes in writing. It should be prefaced by an evaluation of current funeral costs, funeral ceremonies, and alternate funeral and burial procedures. Thus counseling with a funeral director could well be a significant educational experience.
Once the pre-arrangement is complete, it is important to notify someone that such an arrangement exists and where it may be found. If desired, the funeral director will supply additional copies for informational purposes.


Why Pre-Financing?

In many instances, those who pre-arrange a funeral will also wish to prepare pre-financing at the same time, either for the entire amount or a portion thereof.

The acts of planning a funeral in advance, and making the financial commitment for payment, often provide the peace of mind that all details at the time of death will be carried out as previously arranged.

Zylka Funeral Home participates in Choices New Jersey Prepaid Funeral Trust Fund. This establishes a trust fund which cannot be accessed by the funeral home, and accrues interest on a monthly basis. You have the option of paying for the funeral in full, or breaking it down into monthly payments for up to 48 months.

While this may seem like an overwhelming process, we are here to guide you every step of the way. To assist you in preparing for a pre-arrangement conference, please consider downloading the following form. You can type right into it, print, and bring it in with you for the pre-arrangement conference, or email it to us at This step is optional, and is not required. Do not worry if you cannot answer every question.

» Download Your Pre-Planning Form